Treat Yourself and Your Loved Ones These Holidays Without Breaking the Bank

Target Circle Gifts BeLatina Latinx
Photo courtesy of

If you care about your community’s safety and well-being, you have avoided leaving your house for over nine months. If you have the privilege of working from home, you should not put yourself and others at risk for non-essential outings. Assuming that you agree with this statement, you can count on the fingers of one hand the times that you have interacted with people who are not part of your household.

“Surviving 2020” has become a year-long meme, como para reír en vez de llorar. Staying away from your loved ones has definitely got to be the worst part of living through a pandemic, especially during the holiday season. How do you make peace with the fact that you won’t be able to spend Noche Buena with your mom? How do you shorten the distance between you and your grandfather?

You might want to send a piece of yourself to them –– something that makes them feel like you are there. Well, you probably feel like doing the same for your siblings, your friends, your co-workers, your community, and every important person in your life. You want to treat them all and treat yourself for “surviving 2020,” and you should.

Trust me; you deserve it.

It’s okay to be hesitant. You’re certainly not the only one. Considering the number of people who have lost their jobs due to the COVID-19 crisis, many want to hold on to whatever they currently have saved. It’s scary and uncertain to think of the future, so saving is a priority. But that doesn’t mean you have to be the Grinch.

Fortunately, author, speaker, and financial literacy and mental health advocate Natalie Torres-Haddad shared her knowledge on holiday shopping (in the middle of a pandemic) with Belatina News. She emphasized that there will always be a reasonable budget for everyone and gave some great tips on how to begin to create one. 

Keep it simple and attainable. You don’t have to break the bank to show people that they matter to you. “Create a budget that is within your living means. You want to have a balanced life. Don’t necessarily cut everything out and feel like you’re coming from a sacrifice mode,” insisted Natalie.

As a Latina herself, Natalie understands that you need to get something for all the primos, sobrinitos, y hasta el vecino. So, being able to organize them by categories will help you stay within your budget. According to her, there are three areas that you want to cover in your budget: The make, the bake, and the gift. 

The “make” gifts are DIY presents you can make with things around your own home and are therefore very money-smart. Maybe recycle a tin can into a pot for someone who loves plants, or make a cute recycled ornament. The “bake” gifts are also great because no one can say no to a box of homemade cookies or bread, which are also inexpensive yet thoughtful gifts!  And lastly, the “gifts” are those that are purchased and are the most expensive of the three categories. These gifts should be budgeted for in particular since they can be pricey.

Some apps can improve your shopping experience. Target Circle is one of Natalie’s favorites. It’s free, easy to use, and saves you some money. New members can sign up by creating a account, downloading the Target App, or providing their phone number in a Target store. 

Target just celebrated their one-year anniversary and, this past year only, members have: 

  • Saved nearly $2 billion through Target Circle offers
  • Earned nearly $200 million by getting 1% rewards on purchases to put toward their future Target visit
  • Directed more than $7 million to more than 2,500 local and national nonprofit organizations

“In just one year, it’s been amazing to see how our guests have embraced Target Circle, saving millions of dollars and helping give back to their local communities,” said Rick Gomez, executive vice president and chief marketing, digital and strategy officer for Target corporation. “Heading into the holidays, our nearly 80 million members – and growing – will have access to even more great deals. Combined with the safety and ease of our contactless same-day services, it’s an unparalleled offer – with no membership fee required.”

The app also allows you to keep track of what you purchased in previous years and compare. This holiday season, you’ll be able to find nearly 1 million more deals and discounts than last year. You can pay at the store, choose delivery, or pick up within 24 hours. The best thing? You can buy everything that’s on your list in one place. 

Target Circle is the perfect solution for those who are quarantined or practicing social distance. It is especially essential if you don’t have family that you can see this holiday. “Send [a present] to them, right? Know that they can just have it show up on their doorstep. For me, that’s huge –– making sure my family is safe. It comes first. I know that is true for many people,” added Natalie.

Remember that taking good care of your communities during the holiday season should be part of your budget as well. As a Target Circle member, you are “giving back and saving big.” You earn votes and direct Target’s giving to nonprofits across the country. On top of that, you also have the opportunity to support local businesses along the way.

“I think that is one of the greatest things. You are shopping at a place where there are tons of Latina products –– by Latinas, for Latinas,” said Natalie. “That is definitely one of the beautiful things. Not only supporting local businesses but knowing that you can actually help these nonprofits that really do give back to those that are in need.”

Now, sit down with your family, write down everything you need to get, agree on a budget, and join Target Circle. Let the last minute shopping begin!